What is a Credit Report?

A Credit Report contains information about customer credit such as loan payment history and the status of credit liabilities. Lenders (either Banks or Companies) use the credit report which contains credit information to make lending decisions.

This information includes how often the customer make payments on time, how much credit and liabilities due, how much credit limits available, how many credit lines are used, and whether any negative information reported to Central Bank of Egypt from Banks.

Sample of SME Credit Report 2023